Motor vehicle accidents happen daily in every state across our nation; the way that claims are handled varies from state to state. In terms of automobile liability, there are four categories: no-fault, choice no-fault, tort liability or fault, and add-on. Texas is in the fault or tort liability category, which dictates how auto insurance claims are handled. Texas auto accident lawyers advise that it is very important for drivers to understand how auto accident liability claims are determined and how that affect a settlement if found to be at-fault for an auto accident in Texas.

Fault versus No-Fault